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	<title>Kapachino &#187; Money</title>
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	<link>http://kapachino.info</link>
	<description>The life and times of a nurse and wife</description>
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		<title>A Weekend Like That</title>
		<link>http://kapachino.info/2010/03/a-weekend-like-that/</link>
		<comments>http://kapachino.info/2010/03/a-weekend-like-that/#comments</comments>
		<pubDate>Tue, 16 Mar 2010 02:18:11 +0000</pubDate>
		<dc:creator>kapachino</dc:creator>
				<category><![CDATA[Completely Random]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[It's Just Life]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Pets]]></category>

		<guid isPermaLink="false">http://kapachino.info/?p=2632</guid>
		<description><![CDATA[Y&#8217;all. I had such a great weekend. I didn&#8217;t even realize how much I needed some time off where I wasn&#8217;t having my insides ripped out of me, puking my guts out, or recovering from either of the above, but I can tell you now that I needed it. I know because today I am [...]]]></description>
			<content:encoded><![CDATA[<p>Y&#8217;all. I had <em>such</em> a great weekend. I didn&#8217;t even realize how much I needed some time off where I wasn&#8217;t having my insides ripped out of me, puking my guts out, or recovering from either of the above, but I can tell you now that I <em>needed </em>it. I know because today I am happy, and I didn&#8217;t even mind getting up at 4:30 a.m. on Daylight Savings weekend to go to work. It was such a great weekend that I am about to relive it right here&#8211;not for YOUR benefit, per se&#8211;but for my own.</p>
<p><a href="http://kapachino.info/wp-content/uploads/2010/03/Weekendtweet.png"><img class="alignnone size-large wp-image-2657" title="Weekendtweet" src="http://kapachino.info/wp-content/uploads/2010/03/Weekendtweet-500x249.png" alt="" width="500" height="249" /></a></p>
<p>After I got let off work early on Friday I unknowingly headed straight into a traffic catastrophe that put my commute home at 2 1/2 hours. I admit that my good mood faded somewhere around an hour into the drive when I had only made it a few miles. But the ease of driving my new car and a good audiobook made it bearable. I arrived awhile later, only slightly frazzled, at my in-laws&#8217; house to meet my husband for dinner, and we enjoyed a meal that I realized was an exact replica of the one I ate immediately before I got sick a week ago. The fact that I did not, in fact, get sick again I took to be a sign of better things to come.</p>
<p>After sleeping in on Saturday morning, I indulged in something I should be ashamed of, but am not:  Farmville on Facebook. Yes, I play it; I enjoy it because it is a mindless and soothing distraction. And did you know that there are more Farmville players than Twitterers? So I promise not to be annoying about my Farmville habits if you promise to just block it already and not make fun of me. Anyway, on Saturday morning I had some time and I made a lot of changes to my farm and now it&#8217;s pretty and yeah I can&#8217;t believe I&#8217;m actually still talking about this but that&#8217;s what happens when I&#8217;m in a good mood! I ramble!</p>
<p>During this time my three dogs, who were quietly sunbathing in the backyard, suddenly went into an uproar. A stray dog had approached the gate, and they were beside themselves. They got so riled up that Cleo and Oliver transferred their fury onto each other and launched into a full-fledged battle, while Eddie stood by and barked. I know a person is not supposed to get in the middle of a dog fight, but my other option was to let them kill each other or at least injure one another to the point of very high vet bills. I hate to brag, but at this point I&#8217;m kind of an expert at breaking up dog fights. Unfortunately in my weakened condition I managed to stick my leg in the wrong place and ended up with a rather painful bite to the calf muscle. Don&#8217;t worry though! Not only am I okay, but we just kept the dogs apart overnight and they made up the next day.</p>
<p>Next on the agenda was a couple of extremely satisfying errands such as picking up my Nintendo gear from the FedEx office (more on that later this week) and getting a new EZ tag for my car. The EZ tag lets you breeze through the tollways in Houston, and although I&#8217;m not in the habit of using the tollway unless I must, you can understand that I was dying for one on Friday night when I was stuck on the feeder road because I didn&#8217;t have any cash for tolls. The best part was that it didn&#8217;t cost me anything because I still had money left on my truck&#8217;s old EZ tag.</p>
<p>Afterwards I met my sister-in-law for the much-anticipated pedicure, and I believe this sentiment sums up my feelings perfectly:</p>
<p><a href="http://kapachino.info/wp-content/uploads/2010/03/Pedicuretweet.png"><img class="alignnone size-large wp-image-2654" title="Pedicuretweet" src="http://kapachino.info/wp-content/uploads/2010/03/Pedicuretweet-500x215.png" alt="" width="500" height="215" /></a></p>
<p>Then David and I made good on a Christmas present we gave to his parents and took them to eat at Friday&#8217;s (the bruschetta chicken pasta was excellent) and saw &#8220;Shutter Island&#8221; which was an extremly well-done movie.</p>
<p>After a lovely church service on Sunday morning a friend of mine told me she&#8217;s pregnant and I didn&#8217;t even cry! I allowed myself to feel miserable for just a little while, but then I channeled it and went on a surprising cleaning/productive spree that I hadn&#8217;t planned. In fact, I had purposefully devoted this weekend to NOT cleaning in order to simply relax, but it turns out that my idea of relaxing is doing laundry, sweeping and vacuuming the floors, shopping for groceries, washing my truck to get it ready to sell, and wiping down every possible surface in my home. I have to say that I don&#8217;t regret it, because a clean home is better than almost anything.</p>
<p>David and I finished off the day by spending a couple hours doing our taxes, and let me just say that Turbo Tax is worth every penny. We are getting a rather large tax return, which is not only a blessing but a relief because going into it I had no idea what to expect. But it turns out that if you get yourself a mortgage, pay a ton of money in student loan interest, and give a lot to charity you get a bunch of deductions. When you look at it that way it&#8217;s not near as much fun, so I&#8217;ll just continue to think of this as free money.</p>
<p>Why can&#8217;t it always be the weekend?</p>
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		<slash:comments>7</slash:comments>
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		<item>
		<title>Friday Mash-Up</title>
		<link>http://kapachino.info/2009/11/friday-mash-up/</link>
		<comments>http://kapachino.info/2009/11/friday-mash-up/#comments</comments>
		<pubDate>Sat, 14 Nov 2009 05:10:48 +0000</pubDate>
		<dc:creator>kapachino</dc:creator>
				<category><![CDATA[Blogblogblog]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[alley theatre]]></category>
		<category><![CDATA[Friends]]></category>
		<category><![CDATA[friendship]]></category>
		<category><![CDATA[grocery website]]></category>
		<category><![CDATA[gruesome playground injuries]]></category>
		<category><![CDATA[h1n1]]></category>
		<category><![CDATA[Houston]]></category>
		<category><![CDATA[selma blair]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[swine flu vaccine]]></category>

		<guid isPermaLink="false">http://kapachino.info/?p=2006</guid>
		<description><![CDATA[Some randomness for your reading pleasure: *** One of my very best friends, Megan, is somewhat new to blogging. Well, the truth is that she blogged sporadically for awhile, and then stopped updating. So I took her off my list of links, which apparently offended motivated her. After some hearty encouragement on my part, she [...]]]></description>
			<content:encoded><![CDATA[<p>Some randomness for your reading pleasure:</p>
<p>***</p>
<p>One of my very best friends, Megan, is somewhat new to blogging. Well, the truth is that she blogged sporadically for awhile, and then stopped updating. So I took her off my list of links, which apparently <span style="text-decoration: line-through;">offended </span>motivated her. After some hearty encouragement on my part, she took it up again. She has assured me that she will be updating frequently, and she is a woman of her word. Basically what I&#8217;m trying to say is that YOU SHOULD BE READING IT. I don&#8217;t encourage just <em>anyone</em> to blog. Megan is a better writer than I&#8217;ll ever be; at once witty, inspiring, thought-provoking, and hilarious. She and her husband are currently living in Scotland for the year, and they are recounting their adventures <a href="http://theklines.wordpress.com">here</a>. Megan also has a <a href="http://travelingbabbling.wordpress.com">travel blog</a>, where she is retroactively writing about her journeys across the world.</p>
<p><a href="http://kapachino.info/wp-content/uploads/2009/11/mandp1.bmp"><img class="alignnone size-full wp-image-2009" title="mandp" src="http://kapachino.info/wp-content/uploads/2009/11/mandp1.bmp" alt="mandp" /></a></p>
<p>***</p>
<p>You may or may not know that my <a href="http://www.twitter.com/bcstagg">youngest brother </a>works stage crew for the <a href="http://www.alleytheatre.org/alley/Default_EN.asp">Alley Theatre</a>, which is one of Houston&#8217;s premier theatres. This is awesome because it means that we get to see most of the plays for free, and the others at a discounted price. I feel very cultured. Anyway, this week we saw the world premiere of Gruesome Playground Injuries with Brad Fleischer and <a href="http://www.imdb.com/name/nm0004757/bio">Selma Blair </a>(you may recognize her from <em>Legally Blonde</em>, the <em>Hellboy </em>movies, or <em>Cruel Intentions</em>). Both David and I liked it a lot, which is actually rare. I even heard David laughing several times. Afterwards we got to meet the cast, which was fun because the most famous person I have ever met up until now was Derek Webb (and I was too nervous to even say anything to him).</p>
<p style="text-align: center;"><a href="http://kapachino.info/wp-content/uploads/2009/11/gpiprodpage.jpg"><img class="size-full wp-image-2011 aligncenter" title="gpiprodpage" src="http://kapachino.info/wp-content/uploads/2009/11/gpiprodpage.jpg" alt="gpiprodpage" width="200" height="300" /></a></p>
<p>***</p>
<p>One of my coworkers introduced me to the website <a href="http://www.mygrocerydeals.com">mygrocerydeals.com</a>. It basically has all of your local grocery store sale flyers in one place, and it will e-mail you when a new one is available. You can browse by store or by category, create a shopping list, and print it or e-mail it to yourself. I love it and it has already revolutionized the way I shop.</p>
<p style="text-align: center;"><a href="http://kapachino.info/wp-content/uploads/2009/11/mgd-logo.gif"><img class="size-full wp-image-2014 aligncenter" title="mgd-logo" src="http://kapachino.info/wp-content/uploads/2009/11/mgd-logo.gif" alt="mgd-logo" width="262" height="90" /></a></p>
<p style="text-align: left;">***</p>
<p style="text-align: left;">I got the H1N1 vaccine today. I did it because I am a direct caregiver to many people who are at high risk for contracting the virus; people who, if they got it, would get very very sick and perhaps not make it through. So the vaccine is more to protect them than to protect myself, because I know that my body could handle any kind of flu. I have to say though, I was nervous. For some reason my old fear of needles came back to me, and I was not feeling up to getting stuck. I think it&#8217;s because I&#8217;ve given two intramuscular injections this week, and both times I&#8217;ve seen the muscle quiver. It kind of gave me the shivers. Anyway, I looked away and barely felt the needlestick, although my arm is quite sore now.</p>
<p style="text-align: center;"><a href="http://kapachino.info/wp-content/uploads/2009/11/vacc.jpg"><img class="size-medium wp-image-2016 aligncenter" title="vacc" src="http://kapachino.info/wp-content/uploads/2009/11/vacc-300x225.jpg" alt="vacc" width="300" height="225" /></a></p>
<p style="text-align: left;">***</p>
<p style="text-align: left;">I wrote most of this post early in the day, then forgot to finish it until now. I almost went to bed without posting it, and now I&#8217;m barely squeezing it in. I&#8217;m super tired. Good night!</p>
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		</item>
		<item>
		<title>Can&#8217;t Live Without</title>
		<link>http://kapachino.info/2009/11/cant-live-without/</link>
		<comments>http://kapachino.info/2009/11/cant-live-without/#comments</comments>
		<pubDate>Wed, 04 Nov 2009 19:48:08 +0000</pubDate>
		<dc:creator>kapachino</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[Thoughts]]></category>

		<guid isPermaLink="false">http://kapachino.info/?p=1887</guid>
		<description><![CDATA[What can’t you live without, even when money is tight? What’s most important to you? I&#8217;ve heard it said that you can tell what&#8217;s most important to you by looking at how you spend your money. In the past, I haven&#8217;t wanted to believe that because I was ashamed at all the frivolous things I [...]]]></description>
			<content:encoded><![CDATA[<p><strong>What can’t you live without, even when money is tight? What’s most important to you?</strong></p>
<p>I&#8217;ve heard it said that you can tell what&#8217;s most important to you by looking at how you spend your money. In the past, I haven&#8217;t wanted to believe that because I was ashamed at all the frivolous things I paid money for, but I think it&#8217;s probably pretty accurate.</p>
<p>These days if you look at our bank account you&#8217;ll see that most of our money goes to our mortgage, other household bills, and food. I guess that&#8217;s the part of growing up that isn&#8217;t too fun. But even so, I think these expenses say something about us. We didn&#8217;t have to buy a house, but it was important enough to us to have a place to call our own, to settle down, and to have a yard for our dogs to play in. We don&#8217;t have to pay for cable and internet, but it&#8217;s our link to the world. We don&#8217;t have to give money to our church, but we believe that God gave us everything we have anyway, and our church is our family. It couldn&#8217;t support itself without the giving of its members.</p>
<p>Apart from those things, there is very little that I won&#8217;t deprive myself of in the name of saving money, especially now that we&#8217;ve started our new budget. But the following are the few things that I find myself purchasing no matter what, even now.</p>
<p style="text-align: center;"><a href="http://kapachino.info/wp-content/uploads/2009/11/lc_chicken_carbonara.jpg"><img class="size-medium wp-image-1942 aligncenter" title="lc_chicken_carbonara" src="http://kapachino.info/wp-content/uploads/2009/11/lc_chicken_carbonara-300x234.jpg" alt="lc_chicken_carbonara" width="300" height="234" /></a></p>
<p style="text-align: left;"><strong>Lean Cuisines for lunch.</strong> I realize that these are relatively expensive to bring to work every day for lunch compared to bringing leftovers or making a sandwich. But I can&#8217;t tell you how much I love them, and the ease of just throwing one in my bag in the morning is a big draw.</p>
<p style="text-align: center;"><a href="http://kapachino.info/wp-content/uploads/2009/11/netflix_logo_1.jpg"><img class="size-medium wp-image-1943 aligncenter" title="netflix_logo_1" src="http://kapachino.info/wp-content/uploads/2009/11/netflix_logo_1-300x183.jpg" alt="netflix_logo_1" width="300" height="183" /></a></p>
<p style="text-align: left;"><strong>Netflix. </strong>First of all, we don&#8217;t really go to movies anymore. $9 a pop? No thank you. Netflix is more expensive than using Redbox, but we do it for the selection. It&#8217;s our compromise. Right now we&#8217;re watching through some of our favorite TV shows that we missed the first time around.</p>
<p style="text-align: center;"><a href="http://kapachino.info/wp-content/uploads/2009/11/books1227416451.jpg"><img class="size-medium wp-image-1944 aligncenter" title="books1227416451" src="http://kapachino.info/wp-content/uploads/2009/11/books1227416451-300x225.jpg" alt="books1227416451" width="300" height="225" /></a></p>
<p style="text-align: left;"><strong>The occasional new book. </strong>I&#8217;m a big fan of the library, and I&#8217;m also a member of <a href="http://www.paperbackswap.com">Paperbackswap.com</a> and <a href="http://www.bookmooch.com">Bookmooch.com</a>, so I rarely have to buy books I want to read. But sometimes our book club chooses a book that is either insanely popular or brand new, and then I have to bite the bullet. If I can&#8217;t find it used, I go to Barnes &amp; Noble because I still have a membership there.</p>
<p style="text-align: left;">Of course, what I <em>really </em>can&#8217;t live without can&#8217;t be bought with money. Love of family and friends, hope for a future, and a purpose for my life are some of those things. If I had those things, I could live on the street scrounging for food and make it through.</p>
<p style="text-align: left;"><strong>What about you? What can&#8217;t you live without?</strong></p>
<p style="text-align: left;">***</p>
<p><em>This post is a part of 20SB’s <a href="http://www.20sb.net/page/blogger-carnival">Blog Carnival: Can’t Live Without</a>, and <a href="http://bit.ly/20SBAlice">Alice.com</a> is awarding prizes to lucky bloggers and readers!</em></p>
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		<item>
		<title>A Bunch Of Only Slightly Related Things</title>
		<link>http://kapachino.info/2009/10/a-bunch-of-only-slightly-related-things/</link>
		<comments>http://kapachino.info/2009/10/a-bunch-of-only-slightly-related-things/#comments</comments>
		<pubDate>Thu, 29 Oct 2009 17:54:00 +0000</pubDate>
		<dc:creator>kapachino</dc:creator>
				<category><![CDATA[Blogblogblog]]></category>
		<category><![CDATA[Completely Random]]></category>
		<category><![CDATA[Exercise]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Pets]]></category>

		<guid isPermaLink="false">http://kapachino.info/?p=1891</guid>
		<description><![CDATA[My morning has already been quite busy, and before I get on with the rest of the day (which will mostly involve cleaning) I simply must share with you these trivial thoughts. First of all, go on over and visit Lauren From Texas for her 6-month blogiversary! She&#8217;s having an adorable giveaway. Go ahead, go. [...]]]></description>
			<content:encoded><![CDATA[<p>My morning has already been quite busy, and before I get on with the rest of the day (which will mostly involve cleaning) I simply must share with you these trivial thoughts.</p>
<p>First of all, go on over and visit <a href="http://www.laurenfromtexas.com">Lauren From Texas</a> for her 6-month blogiversary! She&#8217;s having an adorable giveaway. Go ahead, go. I&#8217;ll wait. Now onto the randomness.</p>
<p>Our dog Eddie hurt her leg last night trying to jump up onto our insanely high bed. She&#8217;s not putting any weight on it at all. We&#8217;ve been giving her children&#8217;s aspirin and trying to get her to rest. This has happened before, and after a couple weeks the leg got back to almost-normal. Here&#8217;s hoping it will heal up again without veterinary intervention (which is not exactly in the budget right now).</p>
<p>Speaking of budget, David and I finally made one for ourselves and we&#8217;re starting in November. We&#8217;re getting serious about saving, people. I want to go to Scotland to visit my friend <a href="http://theklines.wordpress.com">Megan</a>, I want a new car, I want to have an emergency fund, I want to be debt free, and I want to be able to comfortably retire eventually. That means more cooking, eating leftovers, less eating out, no Starbucks, no random trips to Target, and no new furniture for awhile. I&#8217;m even getting crazy and attempting to make my own cleaning supplies, and other such things. It&#8217;ll be hard, but so worth it! Share your frugal tips or frugal living blogs, please and thank you.</p>
<p>I rarely buy myself anything, but with the impending doom of tight budget looming I made one little splurge. I&#8217;ve been searching for a dainty little choker for awhile now that I can wear with pretty much anything, and that I can also layer it with other necklaces. I found it at <a href="http://www.jenerijewelry.com">Jeneri Jewelry</a>. It&#8217;s perfect and I love it.</p>
<ul></ul>
<p style="text-align: center;"><a href="http://kapachino.info/wp-content/uploads/2009/10/DSCF2583.JPG"><img class="size-large wp-image-1892 aligncenter" title="DSCF2583" src="http://kapachino.info/wp-content/uploads/2009/10/DSCF2583-500x375.jpg" alt="DSCF2583" width="500" height="375" /></a></p>
<p style="text-align: left;">This morning I forced myself to go run before it started raining. I was very impressed with myself not only that I actually went, but also because I ran the farthest that I have run in&#8230;well I can&#8217;t even remember. I have a 5k in a little over a week and I don&#8217;t want to pass out mid-stride. Also, I don&#8217;t want <a href="http://www.magsmacncheese.com">Maggie</a> to leave me in the dust. When I set out this morning I told myself that the only reason I&#8217;d stop to walk is if I felt like I was going to throw up. That didn&#8217;t happen, and although I had to battle myself mentally not to take some shortcuts home, I&#8217;m calling it a success.</p>
<p style="text-align: left;">After running I hurriedly showered and dressed and set out to meet my sister-in-law <a href="http://www.nessandco.com">Vanessa</a> and my nephew Lucas for their <a href="http://www.kindermusik.com/">Kindermusik</a> class. I&#8217;m not used to any kind of mommy or baby activities so it was a little strange for me, but Lucas (and the other kids, but mainly Lucas) was sooooo adorable and he obviously enjoys it. I love that little boy so much.</p>
<p style="text-align: left;"><a href="http://kapachino.info/wp-content/uploads/2009/10/nablo1109.120x2001.jpg"><img class="alignleft size-full wp-image-1895" title="nablo1109.120x200" src="http://kapachino.info/wp-content/uploads/2009/10/nablo1109.120x2001.jpg" alt="nablo1109.120x200" width="120" height="200" /></a>Finally, I&#8217;ve decided to take on <a href="http://www.nablopomo.com">NaBloPoMo</a> this November. The only requirements are to sign up, and then post every single day for a month. This is one of my 101 goals, so might as well get it over with. It seems I usually post 2-3 times a week, so this will definitely be a challenge. Let me know if you&#8217;re doing it too, because I could use the encouragement and solidarity. I&#8217;m going to try not to fill it up with cop-out posts, but I guarantee there will be some of those mixed in. I&#8217;m making a little theme for myself though, which will hopefully yield some direction for me and some semi-quality writing for you. I&#8217;ll tell you all about it on Sunday, when the challenge starts.</p>
<p style="text-align: left;">So that&#8217;s what&#8217;s on my mind, how about you?</p>
<ul></ul>
<p style="text-align: left;">
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		<slash:comments>9</slash:comments>
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		<title>How I Spent My First Month&#8217;s Pay</title>
		<link>http://kapachino.info/2008/07/how-i-spent-my-first-months-pay/</link>
		<comments>http://kapachino.info/2008/07/how-i-spent-my-first-months-pay/#comments</comments>
		<pubDate>Fri, 04 Jul 2008 18:11:36 +0000</pubDate>
		<dc:creator>kapachino</dc:creator>
				<category><![CDATA[It's Just Life]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Nursing]]></category>

		<guid isPermaLink="false">http://www.kapachino.info/?p=626</guid>
		<description><![CDATA[Gave my tithe to my church Paid a huge chunk of money on my credit card bill Car insurance and phone bills Miscellaneous gas and food Donated to my four monthly charities (Compassion, Tabor College, support for two friends who are missionaries) Bought my cousin&#8217;s wife a baby shower gift Bought the CD Ampersand by [...]]]></description>
			<content:encoded><![CDATA[<ul>
<li>Gave my tithe to my <a href="http://www.faithcommunityhouston.com/">church</a></li>
<li>Paid a huge chunk of money on my credit card bill</li>
<li>Car insurance and phone bills</li>
<li>Miscellaneous gas and food</li>
<li>Donated to my four monthly charities (<a href="http://www.compassion.com/default.htm">Compassion</a>, <a href="http://www.tabor.edu/">Tabor College</a>, support for <a href="http://natefinch.blogspot.com/">two friends </a>who are missionaries)</li>
<li>Bought my cousin&#8217;s wife a baby shower gift</li>
<li>Bought the CD <a href="http://ampersandep.com/">Ampersand</a> by Derek Webb and Sandra McCracken</li>
<li>Paid to have my address changed on my driver&#8217;s license</li>
<li>Premarital counseling</li>
</ul>
<div>And lastly&#8230;</div>
<ul>
<li>Bought Coldplay tickets. Yes!</li>
</ul>
<p>Still have some to spare! I&#8217;m liking this &#8220;real job&#8221; thing. Even though it does wear me out, it&#8217;s also very fulfilling. I had the option of taking the holiday off, but I chose instead to work to save up more personal time. I was a little jealous when David texted me at 11 a.m. saying he had just woken up. I responded, &#8220;Do you realize that you&#8217;ve had a full night&#8217;s sleep since I got up this morning?&#8221; I didn&#8217;t have much sympathy when he told me he was still tired!</p>
<p>Busy weekend ahead of me, and I hope to have much to report at the end of it!</p>
]]></content:encoded>
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		<item>
		<title>Bubba&#8217;s On His Way Out</title>
		<link>http://kapachino.info/2008/04/bubbas-on-his-way-out/</link>
		<comments>http://kapachino.info/2008/04/bubbas-on-his-way-out/#comments</comments>
		<pubDate>Tue, 22 Apr 2008 13:38:56 +0000</pubDate>
		<dc:creator>kapachino</dc:creator>
				<category><![CDATA[It's Just Life]]></category>
		<category><![CDATA[Money]]></category>

		<guid isPermaLink="false">http://www.kapachino.info/?p=531</guid>
		<description><![CDATA[I posted yesterday about my ignition problems with my car before leaving for work. Then I went to my car to leave, and my key wouldn&#8217;t turn at all. Short story: my wonderful fiance picked me up and took me to work, I had my car towed to the shop, took the bus home, and [...]]]></description>
			<content:encoded><![CDATA[<p>I posted yesterday about my ignition problems with my car before leaving for work. Then I went to my car to leave, and my key wouldn&#8217;t turn at all. Short story: my wonderful fiance picked me up and took me to work, I had my car towed to the shop, took the bus home, and my car needs a part replaced and won&#8217;t be ready until Wednesday or Thursday. The whole deal will probably cost me around $500.</p>
<p>I&#8217;ve gone back and forth on whether or not to get it fixed, because my car is a 1999, it&#8217;s beginning to have more and more problems, and I&#8217;m sure it&#8217;s not worth a whole lot. But I decided to go ahead and put this on my (ever-increasing) credit card bill and wait until I start my job to get a new car. This way I can shop for a deal, get the car I want, and not put so much stress on myself at the moment when I need to be studying for finals.</p>
<p>In related news, I started reading Dave Ramsey&#8217;s <em>Financial Peace </em>today.</p>
<p>My mom is graciously letting me borrow her car until I get mine back. All of these things that are going on with me lately are stressful but I will say that I am learning a lot of life lessons and I am grateful.</p>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Happy Monday</title>
		<link>http://kapachino.info/2008/04/happy-monday/</link>
		<comments>http://kapachino.info/2008/04/happy-monday/#comments</comments>
		<pubDate>Mon, 14 Apr 2008 12:57:28 +0000</pubDate>
		<dc:creator>kapachino</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[It's Just Life]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Pets]]></category>
		<category><![CDATA[School]]></category>

		<guid isPermaLink="false">http://www.kapachino.info/?p=507</guid>
		<description><![CDATA[Hey there, Thanks a bunch for your comments on our pictures. They make me happy. Sorry about the lack of posting last week, but it was a stressful one, as the next few probably will be as well. I passed a test last week that I was nervous about, but I have another, more important [...]]]></description>
			<content:encoded><![CDATA[<p>Hey there,</p>
<p>Thanks a bunch for your comments on our pictures. They make me happy. Sorry about the lack of posting last week, but it was a stressful one, as the next few probably will be as well. I passed a test last week that I was nervous about, but I have another, more important one today. It&#8217;s our exit exam and we have to get an 85 to pass. It could go either way for me, so I&#8217;m just going to do my best and see how it turns out. If you think about it, say a prayer.</p>
<p>I let Friday go by without publishing a very special happy birthday to <a href="http://www.davidstagg.com">my brother David</a>, so I want to say it now. He is halfway to 50! As a present I got him two cases of Red Bull, and if you read his blog you will understand why. He is addicted &#8211; and I will go ahead and say obsessed &#8211; with energy drinks. And now he&#8217;s got my fiance on the same path. Oh, well, it&#8217;s better than being addicted to many other things!</p>
<p>I am house/pet-sitting this week, but I had to leave Cleo at home because last time I brought her there were some casualties in the form of wooden chess pieces and a rug. I&#8217;m looking forward to getting paid tomorrow, and then I can focus on how in the world I&#8217;m going to come up with rent for May. I graduate in less than three weeks, I start my job in less than two months, and I get married in less than six. I&#8217;m trying to keep looking forward. My life is wonderfully full but it is so easy to get caught up in the stress of the moment.</p>
<p>The stress of this moment is that I need to pass this exit exam. And so I must leave. God, be with me!</p>
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		<item>
		<title>&#8220;If The Going Gets Easy, You May Be Going Downhill&#8221;</title>
		<link>http://kapachino.info/2008/04/if-the-going-gets-easy-you-may-be-going-downhill/</link>
		<comments>http://kapachino.info/2008/04/if-the-going-gets-easy-you-may-be-going-downhill/#comments</comments>
		<pubDate>Thu, 03 Apr 2008 01:42:32 +0000</pubDate>
		<dc:creator>kapachino</dc:creator>
				<category><![CDATA[Faith]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[School]]></category>

		<guid isPermaLink="false">http://www.kapachino.info/?p=452</guid>
		<description><![CDATA[This is the sign this week on the billboard of the church that I live near. Yes, it&#8217;s very cheesy but it actually encouraged me today. Because, my friends, the going is not easy for me at this moment. I am enormously stressed with many things. First of all, money. I am broke, not to [...]]]></description>
			<content:encoded><![CDATA[<p>This is the sign this week on the billboard of the church that I live near. Yes, it&#8217;s very cheesy but it actually encouraged me today. Because, my friends, the going is not easy for me at this moment. I am enormously stressed with many things.</p>
<p>First of all, money. I am <em>broke</em>, not to mention in debt. David has already proven his love for me many times over, but in the last month he has compounded that by giving generously to me in my time of need. We say that it&#8217;s &#8220;our money&#8221; now, because we&#8217;re trying to change our way of thinking before we get married, but until we share the same checking account it&#8217;s going to take some swallowing of my pride to accept so much.</p>
<p>So I have cut my spending down to almost nothing lately. I take the bus to the medical center and catch rides whenever possible. I don&#8217;t eat out. Heck, I don&#8217;t even buy groceries. I&#8217;m going to eat our cupboards bare. (Although yesterday I splurged and bought cereal, because I just couldn&#8217;t live without it anymore.) Also, I am working as much as I possibly can. This is tough because&#8230;</p>
<p>&#8230;I am also enormously stressed about school. We have about three weeks left, and they are not taking it easy on us. Not that I&#8217;d expect them to, but I really wish I could just focus all my attention on my board exam. However, I have a paper, a project, an exit exam, and finals to conquer. And lately I have not been doing as well as I need to be on my practice exams. It&#8217;s very hard to find time to do all this when I need to be working in all my spare time.</p>
<p>I am worn down. Weary of worrying about where I&#8217;ll find the money to pay my bills, of skimping in every area possible to save money, of always having work to do for school, of not having a day to just relax without feeling guilty.</p>
<p>I know this is the time when I need to give everything to God. And I do, every day. Some days I start out great and then end up stressed again by the end of the day. Some days (like today) start out horribly but somehow end up OK.</p>
<p>But I&#8217;m going uphill, headed for something good. Thanks for sticking with me.</p>
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